Privacy Policy

Privacy Policy Freecredit – We Guard Your Data Like a Trust

Your privacy is our priority. This document details how freecredit collects, uses, stores, and protects the personal data of our Malaysian members, in accordance with international data protection standards.

Updated: 1 January 2026 | Effective immediately
Data Protection Commitment

The freecredit platform meets international security standards for the protection of member data.

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How freecredit Protects Your Privacy

Six core pillars that safeguard the security and confidentiality of your personal data on our platform

End-to-End Data Encryption

All communications between your device and freecredit's servers are protected by 256-bit SSL encryption – the same level of protection used by Malaysia's leading financial institutions such as Maybank and CIMB.

No Sale of Data to Third Parties

Freecredit has never and will never sell, rent, or disclose members' personal data to any third party for marketing or commercial purposes without your explicit consent.

Full Member Control

You have full rights to access, correct, download, or request deletion of your personal data at any time. Requests will be processed within 14 business days.

Secure Data Storage

Member data is stored on fully secured servers with restricted access and multi-layered security controls. Only authorised personnel have access to sensitive data.

24/7 AI Threat Monitoring

Freecredit's AI security system monitors for unusual access or suspicious activity in real time, around the clock. Any threats are automatically detected and blocked before they can reach your data.

Compliance with International Standards

Freecredit's Privacy Policy is developed in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA) and international data protection standards to ensure your rights are always upheld.

1

Personal Data Collection

Freecredit collects personal information from you in various situations when you interact with our platform. This is done responsibly and solely for legitimate purposes related to the delivery of freecredit services.

Personal data is collected when you:

  • Registering and opening a new account on freecredit.
  • Conducting financial transactions including deposits via Touch 'n Go eWallet, GrabPay, DuitNow, Boost, ShopeePay, FPX Maybank2u, or CIMB Clicks.
  • Contact our customer support team via live chat, WhatsApp, or email.
  • Participating in freecredit promotions, competitions, or VIP reward programmes.
  • Using any games or services on the platform, including Live Casino, Slots, Roulette, Blackjack, and Sports Betting.
  • Browsing the freecredit website, where technical data such as your IP address and browser type is collected automatically.
freecredit's Data Collection Principles: We only collect data that is strictly necessary to provide our services. We do not collect excessive or irrelevant information beyond what is needed to operate the platform.
2

Types of Personal Data Collected

Freecredit categorises collected data into several types to ensure more transparent and organised management. Below are the categories of data we collect from members:

Identity Data

Full name, MyKad/passport number, date of birth, gender, and a photo ID (if requested for verification).

Contact Data

Email address, mobile number, and residential address (state and postcode) for support and verification purposes.

Financial Data

Bank account or digital wallet details used for deposits and withdrawals. Full card numbers are never stored in our system.

Activity Data

Game history, betting records, deposits and withdrawals, login sessions, and interactions with the freecredit platform.

Technical Data

IP address, browser type, operating system, device type, screen resolution, and session data for fraud detection purposes.

Communication Data

Records of customer support conversations, emails received, and user satisfaction surveys you have submitted to us.

Freecredit never store your PIN, banking password, or OTP. Never share this information with anyone, including anyone claiming to be a freecredit staff member.

3

How We Use Your Data

Freecredit uses collected personal data solely for legitimate and reasonable purposes related to providing our platform and services to members in Malaysia. Every use of data has a clear justification, and we do not use your data beyond what is necessary for our services.

The primary purposes for which freecredit uses your data are as follows:

  • Account Management: To create, verify, and maintain your freecredit account, including the mandatory KYC (Know Your Customer) process.
  • Transaction Processing: To process deposits via your chosen payment method (TNG, DuitNow, GrabPay, FPX, and others) and to manage withdrawals securely.
  • Platform Security: To detect and prevent fraud, money laundering, duplicate accounts, and any other illegal activities that could compromise the integrity of the platform.
  • Customer Support: To respond to enquiries, resolve complaints, and provide technical assistance to members across all our support channels.
  • Service Improvement: To understand usage patterns and make improvements to the platform, games, and overall user experience.
  • Marketing Communications: To send information about promotions, special offers, and VIP reward programmes – only to members who have given their consent to receive such communications.
  • Legal Compliance: To comply with the legal and regulatory obligations applicable to the operation of the freecredit platform in Malaysia.
4

Data Sharing & Disclosure

Freecredit is committed to not disclosing your personal data without consent. However, in certain limited circumstances, we may need to share data with specific parties in order to deliver our services effectively:

  • Payment Service Providers: Payment gateways and digital wallet providers that process your transactions (such as DuitNow and FPX system providers) receive only the minimum financial data necessary for processing.
  • Game Providers: Third-party gaming platforms that provide games on freecredit (such as Evolution Gaming and Pragmatic Play) may receive the technical data required to operate those games.
  • Legal Authorities: When required by law or a valid court order in Malaysia, freecredit will disclose the necessary information to the relevant authorities.
  • Security Services: Providers of fraud prevention and security monitoring systems that help us protect the platform and member data.

All third parties who receive freecredit member data are bound by strict confidentiality agreements and may only use that data for the agreed purposes. freecredit does not share data for third-party marketing.

5

Data Security Measures

Freecredit continually invests in the latest security technologies and procedures to ensure members' personal data is protected at all times. Our security infrastructure is built on a defence-in-depth approach, ensuring that no single point of failure can expose your data.

Technical security measures implemented by freecredit include:

  • 256-bit SSL encryption for all data in transit between your device and our servers.
  • AES-256 encryption for data stored in our databases – including financial information and passwords (stored as unreadable hashes).
  • Two-factor authentication (2FA) available for all freecredit member accounts.
  • Real-time account activity monitoring with an AI-powered anomaly detection system.
  • Regular security audits conducted by independent cybersecurity experts.
  • Role-based access control (RBAC) ensuring that only authorized personnel can access sensitive data.
  • A comprehensive incident response plan to address any data breaches promptly.

While no security system is 100% impenetrable, freecredit is committed to continuously strengthening our security defences in line with the latest developments in cyber threats.

6

Cookies and Tracking Technologies

The freecredit website uses cookies and similar tracking technologies to enhance your user experience and ensure certain platform features function correctly.

Types of cookies used by freecredit:

  • Essential Cookies: Required for core platform functions such as login sessions, security verification, and page navigation. These cookies cannot be disabled without affecting platform functionality.
  • Performance Cookies: Helps us understand how members use our platform by collecting anonymous statistical data for improvement purposes.
  • Functional Cookies: Saving your preferences such as language, game settings, and saved login details for your convenience on future visits.
  • Analytics Cookies: Used to analyze website traffic and usage patterns, helping us make well-informed, data-driven decisions.

You can manage your cookie settings through your web browser preferences. However, disabling certain cookies may affect the functionality and gaming experience on the freecredit platform.

7

Your Rights Regarding Personal Data

As a freecredit member, you have certain rights regarding your personal data in accordance with the Malaysian Personal Data Protection Act 2010 (PDPA). freecredit fully respects and facilitates the exercise of these rights.

Your Rights Description Response Time
Right of Access Request a copy of the personal data we hold about you 14 days
Right to Rectification Correcting inaccurate or incomplete data 7 days
Right to Erasure Requesting deletion of your personal data (subject to legal obligations) 30 days
Right to Restriction Request that we restrict the processing of your data in certain circumstances. 14 days
Right to Portability Receive your data in a machine-readable format 21 days
Right to Object Object to the processing of your data for direct marketing Immediately

To exercise any of the above rights, please contact the freecredit Data Protection Officer (DPO) team by email at privacy@freecredit.best or via the in-platform live chat. All requests will require identity verification before processing to ensure the security of your account.

8

Data Retention Period and Deletion Policy

Freecredit retains members' personal data for as long as necessary to fulfil the purposes of collection stated in this policy, or as required by applicable Malaysian law.

  • Active Account Data: Retained for the duration of your active membership on freecredit.
  • Financial Transaction Data: Retained for a minimum of 7 years after the transaction, in accordance with Malaysia's anti-money laundering legal requirements.
  • Support Communication Records: Retained for 3 years for dispute resolution purposes.
  • Technical & Log Data: Retained for 12 months for security and fraud detection purposes.
  • Marketing Data: Retained until you withdraw your consent to receive marketing communications.

Once the retention period expires, data will be securely deleted using industry-approved methods to ensure it cannot be recovered. For accounts closed at the member's own request, identity data will be anonymized after all financial and legal obligations have been fulfilled.

9

Child & Minor Protection

Freecredit strictly prohibits individuals under the age of 18 from registering or using any of our platform's services. This platform is intended for adults only.

If freecredit discovers that personal data belonging to an individual under the age of 18 has been collected without our knowledge, we will take immediate steps to:

  • Immediate closure of the account in question.
  • Delete all personal data associated with that account.
  • Returning any legitimate account balance to the original deposit source.

If you become aware that a child or underage individual has registered an account on freecredit, please contact us immediately at support@freecredit.best so that immediate action can be taken.

10

Amendments to this Privacy Policy

Freecredit reserves the right to update or amend this Privacy Policy from time to time to reflect changes in our privacy practices, applicable legislation, or improvements to our services.

When material amendments are made to this Privacy Policy, freecredit will:

  • Updating the "Last Updated" date at the top of this document.
  • Sending notifications to members via their registered email or through in-account notifications on freecredit.
  • Displaying a clear notice on the freecredit website homepage for a minimum of 14 days.

Continued use of the freecredit platform after any amendments take effect will be considered your acceptance of the updated terms. If you do not agree with the changes, you are advised to stop using the platform and contact us to close your account.

Effective Date: This Privacy Policy is effective from 1 January 2026. For any enquiries, please contact the freecredit Data Protection Officer (DPO) at privacy@freecredit.best.

Contact the freecredit Privacy Team

Have questions about how we handle your data? Our team is here to help.

Privacy Email

Privacy@freecredit.best
Response within 1–3 business days

Live Chat Support

Available 24/7
Response within 2 minutes

General Support

Support@freecredit.best
For general platform enquiries

🛡️ YOUR DATA IS SAFE WITH US

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